Access Your Home Equity — Without Refinancing Your First Mortgage
Scion Lending helps homeowners unlock cash using a second mortgage, even with alternative income documentation.
No obligation • Quick review • Licensed professionals
Why Homeowners Choose a Second Mortgage
Keep First Mortgage
Access cash without refinancing your first mortgage and losing your low rate.
Avoid Resetting Term
Avoid resetting your loan term to another 30 years on your entire balance.
Lower Cost
Significantly lower cost of borrowing compared to credit cards or personal loans.
Versatile Funds
Use funds for debt consolidation, home improvements, or major expenses.
Modern Income
Designed for today's income realities, not just standard W-2 employees.
Flexible Income Documentation Available
Traditional loans don't work for everyone — and that's okay. This second mortgage program may offer alternative documentation options, making it a strong fit for:
Our job is to match you with the right structure — not force you into a box.
Homeowners Trust Scion Lending
"Scion Lending helped me access my home equity without refinancing my original mortgage. The process was clear, professional, and simple."
"As a self-employed borrower, I didn't think this was possible. Scion Lending walked me through options that actually fit my situation."
"I appreciated the no-pressure approach. Everything was explained clearly so I could make the right decision."
See If This Option Works for You
It takes just a few minutes to review your options.
Your Home Equity Could Be Working Harder
If you're considering a second mortgage, the smartest next step is a quick review. No pressure. Just clarity.